Understanding General Liability Coverage 

Every business, no matter its size, faces potential risks. General liability coverage is one of the most common forms of business insurance, designed to address some of the everyday challenges that can arise.

Bodily Injury and Medical Costs

General liability coverage may help if someone is injured on your business premises or as a result of your operations. This can include paying for medical bills or assisting with legal expenses if your business is found responsible. For example, if a customer slips and falls inside your store, this part of your policy can step in to address the related costs.

Property Damage

Accidents don’t always involve injuries. If your business activities result in damage to someone else’s property, general liability coverage may help with the cost of repairs or replacement. This is particularly important for companies that perform work at client locations, where the chance of unintentional damage may be higher.

Personal and Advertising Injury

General liability insurance can also extend beyond physical risks. It may help address claims of libel, slander, or copyright infringement tied to your advertising or communication efforts. Even honest mistakes in how your business promotes itself could lead to legal challenges, making this aspect of coverage an important safeguard.

Learn More

General liability coverage can play an important role in addressing many of the risks businesses face. Contact us at our office today to explore coverage options with GEC Insurance Services.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.